| Amount | 2026 | 2027 |
|---|---|---|
| Cost-of-living increase (COLA) | 3.6% | |
| Earnings limit (SGA), not blind | $1,690/mo | $1,770/mo |
| Earnings limit (SGA), blind | $2,830/mo | $2,950/mo |
| Trial work period month | $1,210/mo | $1,270/mo |
| Earnings for one work credit | $1,890 | $1,970 |
| SSI federal payment, individual | $994/mo | $1,029/mo |
| SSI federal payment, couple | $1,491/mo | $1,544/mo |
| SSI resource limit (individual / couple) | $2,000 / $3,000 | $2,000 / $3,000 |
| Average SSDI payment, disabled workers | $1,642/mo (before COLA) | $1,701/mo (after COLA) |
| Lawyer fee cap (fee agreement) | 25% or $9,200 | 25% or $9,200 |
What these mean
- Earnings limit (SGA): if you earn more than this from work, Social Security generally won't consider you disabled. More →
- Work credit: you earn one credit for each amount shown, up to four a year. SSDI needs enough credits. More →
- SSI payment: the federal maximum. Some states add more, and other income can lower it.
- Lawyer fee cap: the most a disability attorney can generally take from back pay. More →
Sources
- SSA, 2027 Cost-of-Living Adjustment Fact Sheet: www.ssa.gov/news/en/cola/factsheets/2027.html
- SSA, Fee Agreements: www.ssa.gov/representation/fee_agreements.htm